General Disclaimer

This material is provided for informational purposes only and is not an offer or solicitation of any investments or investment services. This material is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the information without seeking the advice of a professional. The website content has been prepared by Terminus employing appropriate expertise, and in the belief that it is clear, fair and not misleading. Except for any obligation under applicable rules, we do not guarantee its accuracy. This website is designed for the user's own use in reviewing information about SMC Terminus Group, Inc., and affiliates (herein referenced as “Terminus”). By accessing this website, you agree to the terms and conditions outlined herein. If you do not agree to be bound by and comply with these terms, do not use this site. The contents herein may not be reprinted, sold or redistributed without the written consent of SMC Terminus Group, Inc. Neither Terminus nor any officer nor employee of Terminus accepts any liability whatsoever for any direct, indirect or consequential damages or losses arising from any use of this site or its contents.

Limitation of Liability
The information, products and services on this website are provided on an "AS IS," "WHERE IS" and "WHERE AVAILABLE" basis. Terminus makes no warranty, expressed or implied concerning the information or services provided herein.

Although the information provided to you on this website is obtained or compiled from sources we believe to be reliable, Terminus cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Terminus nor any of its third party providers shall have any responsibility to maintain the data and services made available on this website or to supply any corrections, updates, or releases. Availability of data and services are subject to change without notice.

Neither Terminus, nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website, the data contained herein or the products or services offered on this website available to you, or from any other cause relating to your access to, inability to access, or use of the website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Terminus or of any vendor providing software or services. In no event will Terminus or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if Terminus or any other such party has been advised of the possibility thereof. Terminus cannot and does not guarantee continuous, uninterrupted or secure access to the website. Terminus will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this website.

 Suitability and Appropriateness
Securities or financial instruments mentioned in this website may not be suitable or appropriate for all investors or in all geographical areas. Your particular needs, investment objectives and financial situation were not taken into account in the preparation of this website and the materials contained herein. You must make your own independent decisions regarding any securities or financial instruments mentioned herein. The fact that Terminus has made available to you through the website, investment opinions and other information constitutes neither a recommendation that you enter into a particular transaction nor a representation that any financial instrument is suitable or appropriate for you. You should consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.

Terminus may trade or make markets for its own account on a principal basis in any securities referenced herein. Terminus may engage in securities transactions that are inconsistent with this communication and may have long or short positions in such securities.

Information obtained from Third Parties
This site may contain information obtained from third parties. Reproduction and distribution of third party content in any form is prohibited except with the prior written permission of the related third party. Third party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. Third party content providers give no express or implied warranties, including, but not limited to, any warranties of merchantability or fitness for a particular purpose or use. Third party content providers shall not be liable for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including lost income or profits and opportunity costs) in connection with any use of their content. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice.

Terminus Research
All Terminus research is subject to a disclaimer included in such research. Any material excerpted or summarized from a research report is subject to the terms of the disclaimer. The information on the website, including research, is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Any investments discussed on the website may fluctuate in price or value. Investors may get back less than they invested. Changes in rates of exchange may have an adverse effect on the value of investments.

Supplemental Terms and Conditions
Some of our other websites or pages within this website contain supplemental terms and conditions and additional disclosures and disclaimers, which are in addition to these terms and conditions, disclosures and disclaimers. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers will govern for those sections or pages.

Enforceability and Governing Law
In the event any of the terms or provisions of this disclaimer shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. Your access to and use of this website, and the terms of this disclaimer are governed by the laws of the State of Georgia.

Any action against Terminus arising from or relating to your access to and use of this website must be brought by you in state or federal court located in the State of Georgia. You consent to the jurisdiction and venue of the state and federal courts located within the State of Georgia for the adjudication of all claims by Terminus against you arising from or relating to your access to and use of this website and the provisions of this disclaimer.

Other Jurisdictions
Persons who access or use this website in jurisdictions outside those referenced above should inform themselves about and observe any applicable legal requirements in relation to the receipt of this information. The information does not constitute an offer or solicitation to buy or sell any security, currency, investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation.

For information specific to any specific jurisdiction, please contact your Terminus representative.

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